Bank Of America Credit Officer - Commercial Real Estate Banking 

United States, Illinois, Chicago 

455082872

Job Description:

Job Description:

CREB Credit Officer (CO) is the primary credit relationship contact with the client. The CO leads creditoriginations/modificationsunderwriting/structuring,

Responsibilities:

• Lead theOrigination/Modification/Structuringof Credit Facilities
• Manage underwriting, credit approval process, portfolio management.
• Engage legal counsel / Lead document review and closing process with Underwriter assistance.

Required Qualifications:

• 5+ years’ experience in commercial real estate financial lending.
• Solid experience in financial analysis, structuring, underwriting and portfolio management, strong communication and analytical/technical skills, including financial accounting, modeling and loan structuring and documentation.
• Familiarity with core banking products.
• Understanding of the regulations that govern Banking and CRE lending.
• Maintains knowledge of other banking products including Investment Banking, Interest Rate Hedging, and Treasury Management that have credit exposure, and leverages product expertise to deliver the best possible and optimally integrated strategic solution for the client or prospect.

Desired Qualifications:

• Bachelor's degree in finance, accounting or related major
• Master's degree in finance, accounting or related major
• 3+ years' experience in Banking or financial lending institution
• Demonstrates strong business and financial acumen, while acting ethically and responsibly at all times
• Ensures self and others maintain a strong focus on client needs
• Manages client relationships in a manner that makes it easier to do business with our company
• Leads the delivery of practical, innovative solutions to clients that meet their individual needs
• Demonstrates and encourages collaboration, connection and teamwork within and beyond his/her team
• Focuses on and recognizes team success
• Actively builds and sustains long-term relationships, both internally and externally, based on mutual trust
• Intellectually curious; constantly seeks to learn and advance his/her knowledge
• Remains positive and focused during times of pressure, adversity, or change
• Resilient; quickly adjusts behaviors in order to be successful.
• Effective communication skills, both written and oral, using clear, concise and simple language
• Demonstrates a bias for action and a commitment to achieving sustainable results
• Makes timely and fact-based decisions
• Ensures rigorous thinking and analysis have been used when making a decision.

Skills:

• Credit and Risk Assessment
• Customer and Client Focus
• Loan Structuring
• Oral Communications
• Written Communications
• Analytical Thinking
• Legal Structures and Legal Forms
• Presentation Skills
• Prioritization
• Relationship Building
• Attention to Detail
• Collaboration
• Strategic Thinking
• Underwriting

1st shift (United States of America)