Job Responsibilities (7 bullet points max)
- Conduct detailed quantitative analysis and design analytical frameworks to forecast key account performance and profitability measures, including Return on Equity (RoE).
- Develop pricing strategies by contributing to credit and product strategy, translating product and margin goals into actionable pricing roadmaps, and creating test plans for each portfolio.
- Collaborate with Product, Risk, Fraud, and Collections teams to execute strategies that achieve credit goals.
- Develop and implement metrics to track portfolio performance and contribute to reporting dashboards for senior leadership.
- Create, maintain, and enhance multi-year financial models to assess the impact of strategic decisions on the Profit & Loss (P&L) statement.
- Perform in-depth data analysis to produce clear insights that translate into financial impact.
- Work with leadership to set achievable financial targets aligned with long-term goals.
Required Qualifications, Capabilities, and Skills (7 bullet points max)
- Bachelor's degree in Engineering or a quantitative field required; MBA (Finance) or CFA is an advantage.
- Minimum of 5+ years of experience in analytical and financial roles, with a background in banking products.
- Excellent verbal and written communication skills.
- Superior financial modeling skills and financial analysis experience; experience in retail finance or credit card finance within a bank is a plus.
- Proven ability to work independently on open-ended business problems and produce data-driven insights.
- Proficiency in Microsoft Office, especially Excel and PowerPoint.
- Experience with data extraction and analysis tools such as SQL, Alteryx, Python, Databricks, and Snowflake.
Preferred Qualifications, Capabilities, and Skills
- Knowledge of Tableau is an added advantage.
- Experience in discounted cash flow valuation is a plus.
- Flexibility to work in EMEA shift.