JPMorgan Credit Risk 

United States, Texas, Plano 

854304020

DESCRIPTION:

QUALIFICATIONS:

Minimum education and experience required: Master's degree in Finance, Accounting, Economics, Public Administration, or related field of study plus 3 years of experience in the job offered or as Credit Risk Analyst, Financial Control Analyst, or related occupation. The employer will alternatively accept a Bachelor's degree in Finance, Accounting, Economics, Public Administration, or related field of study plus 5 years of experience in the job offered or as Credit Risk Analyst, Financial Control Analyst, or related occupation.

Skills Required: This position requires 3 years of experience with the following: Credit risk management in diverse industries including medium and large corporates and financial institutions; Developing credit views, conducting loss-given-default analysis, and managing credit exposure during financial stress environments; Structuring of bilateral loans, syndicated finance structures, and derivatives including understanding of legal agreements, credit terms and common collateral and security packages; and global economy, geopolitical situations, and economic regulations including analysis of crisis events, change in interest rates, impact of inflationary periods and changes in federal spending patterns and rules. This position requires 2 years of experience with the following: Finance and accounting control including GAAP and IFRS; Performing balance sheet, P&L analysis and reconciliations to ensure the compliance with local regulations. This position requires any amount of experience with the following: Performing historical financial analysis, conducting industry and economic research, and performing peer comparisons; Preparing credit approval memos for financial transactions including acquisition finance and debt restructuring, and translating quantitative information into actionable insights; Utilizing portfolio management tools including exposure management and financial spreading (CapitalIQ, and Bloomberg) for credit risk management and financial data analysis; Reviewing and ensuring legal documentation aligns with credit approval requests including Credit and ISDA agreements; Performing credit risk analysis in environments characterized by inflation, volatile interest rates, and foreign exchange fluctuations; Designing and developing interactive Excel reports including macros, data analysis add-ons, and financial formulas; Utilizing Microsoft Office Suite to build financial models and create presentations and portfolio reports; and providing structured training and mentoring to junior analysts and interns, conducting regular Q&A sessions, and delivering industry-specific training to enhance team capabilities.