Bank Of America Renewable Energy Credit Analyst - Global 

United States, New York, New York 

624291597

This job is responsible for analyzing and interpreting a client's credit worthiness, evaluating credit risks, and writing credit approval memos for annual renewals and new lending opportunities. Key responsibilities include analyzing qualitative and quantitative data such as client's financials, projections, industry data, covenant compliance, and collateral appraisals to ensure compliance with the bank's risk appetite. Job expectations include completing regular monitoring and underwriting tasks and supporting key internal stakeholders to achieve successful execution of new transactions.

Responsibilities:

• Analyzes client's financial performance by comparing it to past performance, projections, and industry standards

• Reviews financial statements, assesses the client's compliance with financial covenants, and renews risk ratings, while recommending changes as warranted

• Assists in the underwriting, credit risk analysis, negotiation, and closing of new transactions or existing transactions, while adhering to all relevant policies and procedures

• Evaluates transaction and relationship risk-adjusted profitability to facilitate the allocation of capital

• Builds projection models for the client (as needed) based on historical performance, industry forecasts, and other due diligence findings

• Perform financial, business industry, and transaction analyses, conduct research, and prepare supporting documentation for transaction credit approval

• Performs intensive qualitative and quantitative due diligence ontransaction structures, stress scenarios, financial models, engineer reports, and terms and conditions

• Participate in the underwriting and documentation of project finance and other credit facilities designed to meet both client and investor needs as well as balance the bank's internal risk/return requirements

• Provide input into key projects/initiatives across the bank

• Review the credit profile of key transaction counterparties (e.g. borrowers, servicers, sponsors and off-takers)

• Engage with various partners including GCIB Enterprise Credit Officers for recourse obligors, Enterprise Credit Risk, and Global Markets Risk

Required Qualifications:

• 1+ years’ experience in corporate or commercial credit at a financial institution

• 1+ years’ experience in project finance/tax equity/structured credit with a focus in energy, power, or infrastructure

Desired Qualifications:

• BA degree in Finance or related major

• Formal credit training program at financial institution

• Strong technical skills including quantitative financial modeling

Skills:

• Analytical Thinking

• Financial Analysis

• Financial Forecasting and Modeling

• Profitability Analysis

• Research Analysis

• Attention to Detail

• Business Acumen

• Credit and Risk Assessment

• Underwriting

• Written Communications

• Verbal Communication

• Academic Aptitude

• Quantative Skills

• Strategic and Creative Thinking

• Collaboration

• Critical Thinking

• Portfolio Analysis

• Prioritization

• Technical Documentation