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Capital One Principal Risk Specialist Payments Governance 
United States, Virginia, Richmond 
351917966

21.08.2025
Principal Risk Specialist, Payments Governance Infrastructure & Monitoring - Hybrid

This role offers a unique opportunity to collaborate with a diverse group of internal stakeholders, including senior leaders across Operations, Risk Management, and Product. You will be responsible for executing robust governance routines, conducting comprehensive monitoring activities to assess the health of end-to-end payment types, and providing critical insights to senior leadership. Furthermore, you will drive key strategic initiatives aligned with the evolving priorities of the Enterprise Payments organization through effective project and program management. You will be part of a high-performing team that fosters professional growth and encourages excellence.

General Responsibilities

  • Develop and deliver comprehensive monthly, quarterly, and annual reports detailing payment operational performance, risk posture, and progress on key strategic initiatives.

  • Proactively monitor and analyze payments-related issues, events, and risks to derive actionable insights, identify trends, and recommend robust risk mitigation strategies.

  • Support lines of business in demonstrating adherence to payment risk standards

  • Lead and manage payments-related initiatives, encompassing strategic development, governance enhancements, and oversight activities.

Ideal Candidate

  • Proven track record of delivering results and achieving strategic objectives.

  • Strong analytical acumen with demonstrated ability to conduct thorough risk analysis and develop effective problem-solving strategies.

  • Exceptional interpersonal skills, fostering strong collaborative relationships across diverse teams and leadership levels.

  • Superior written and verbal communication skills, with the ability to articulate complex concepts clearly and concisely.

  • Highly adaptable and resilient in a dynamic and evolving environment.

This role is hybrid, where you will be expected to spend 3 days per week working in office and the remainder of the week working virtually from

Basic Qualifications

  • Bachelor’s Degree or Military experience

  • At least 3 years of experience in risk management

  • At least 4 years of experience in banking or the financial industry

  • At least 2 years of process or project management experience

  • At least 2 years of experience using Google Suite or Microsoft Office

Preferred Qualifications

  • At least 3 years of experience working in payments

  • At least 5 years of experience in risk management

  • At least 5 years of process or project management experience

  • Accredited ACH Professional (AAP) certification or Accredited Payments Risk Professional (APRP) certification

McLean, VA: $117,300 - $133,900 for Principal Risk Specialist Richmond, VA: $106,700 - $121,700 for Principal Risk SpecialistThis role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at . All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.