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US Bank Credit Analyst Category Underwriting & Poland 167636104
Yesterday
Main Duties include:
- To detect & monitor changes in existing customers processing
- Analyse existing merchants who have breached predefined parameters
- Complete financial and business analysis reports within our systems or in written form as required
- Responsible for the investigation of additional risk on existing accounts
- Working closely with our Fraud, Chargebacks & Collections Departments
- Make credit decisions within allocated sign off level
- Dealing with customers on a range of credit & risk issues
- Effective time management and ability to meet deadlines
- Good team player
- Ability to identify when an issue needs to be escalated
- Positive approach and the ability to be self-motivated
- Support management with tasks as necessary
Main Qualification, Skills and Experience include:
- Business degree or similar qualification;
- Excellent credit analysis and analytical skills
- Strong verbal and written communication skills in English
- Excellent decision making skills
- Accuracy and attention to detail
- Ability to work in a fast-paced pressurised environment
- Good Microsoft Office Skills
- Previous credit underwriting experience is an advantage
- Ability to read and interpret financial statements
- Self-motivator who works effectively on their own initiative;
- Excellent interpersonal skills and customer service;
- Proven track record of dealing with difficult customer queries and providing excellent customer service
- Alternative language skills are an advantage but not a requirement
Hybrid/flexible schedule:
The above statements are intended to describe the general nature and level of work being performed. They are not intended to be an exhaustive list of all responsibilities, duties and skills required of personnel so classified.
Please note that the grade advertised is the maximum grade that can be offered where the employee has demonstrated all the relevant qualifications, skills and experience required for the role as detailed in the job description. On occasions where an internal applicant is the successful applicant but does not currently meet all of the qualifications, skills and experience needed to perform all of the duties in the job description at the level of the maximum grade specified, the role may be offered at a lower grade than the maximum shown to reflect their actual qualifications, skills and experience.
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